I'm still not sure how to talk to people on hear are know when someone has said something to me how do I find out. don't even know if this will be seen thank you.

Husband was killed 3 years ago , and I have been very ill , and in hospital  so  much. I have very bad credit because of my husband , and was losing my house and had to do what I had to keep it. I not asking for much just a chance again to keep from being homeless Myself and 2 grandsons who been with me all there life. I just need someone to give a low income person a loan to lower my house note with a fixed rate were it could not go up.If were made low were I could pay Like $550.00 to $600.00 a month We would not be homeless. I could pay this with no  trouble I've been in this house for 24Yrs ,and have been tricked when it has come to  This house  and trying to save it  Please can someone help Us. I don't want to be sick and homeless too. I am so afraid.Thank you for taking out time to read this . Bless you.